Home Loans

For most of us, building or purchasing a new home is the single largest investment we’ll ever make. Whether the purchase is your first home or your retirement dream, you can trust UCU to help you with each step.

Buying a Home

We have lots of products, but what matters is which one is right for you: your budget, your savings, your current income and debts and your future plans. Online approval is one click away!

Refinancing

Refinancing your mortgage can be a smart way to reduce your monthly payments – if you have all the information. We will help you determine if refinancing is right for you.

Home Construction Loans

Building a home can be daunting. We offer education and a wide variety of mortgage products to take you from purchasing a lot through move in.

Home Equity Loans

Whether it’s for home improvements, your child’s wedding or a vacation, our home equity loans are an easy, low interest way to get the cash you need.

Land Purchase

Found your lot, but not ready to build? We can help.

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No-Closing Cost Mortgages

If the cost of refinancing your mortgage is holding you back from taking advantage of today's low rates - we have a solution. With UCU's No Closing Cost Mortgage Program you can bring your mortgage home to UCU with ease. With terms from 10 to 30 years, we have the options that's right for you. For current rates or for more information, contact a UCU loan officer today at 800-696-8628.

Credit Union Owned Property

Old County Road, Hampden

* 95% or lesser of purchase price and appraised value. Loan must meet secondary mortgage market requirements. PMI required for LTVs > 80%. No adjustment for escrow waiver. APR based upon loan amount of $100,000. Rates effective as of 9/28/09 and are subject to change daily. Actual interest rates on first mortgage products may vary from published indications based upon property type, loan purpose, loan-to-value, credit score, property condition and overall credit risk.